Frequently asked questions

Yes. There is no cost to submit your information or get connected with an agent. Our agents pay to access leads — you never do.

Most dealerships are contacted within minutes during business hours. When you submit your request, it goes directly to a licensed specialist in our network. You can also call us directly at (978) 464-8616 for an immediate connection.

Our agents specialize in the full range of dealership-specific coverage — including garage liability, dealer open lot, floor plan insurance, commercial auto, workers' compensation, general liability, and umbrella policies. Coverage needs vary by dealership type, so your agent will assess your specific situation.

We work with franchised new car dealers, independent retail used car dealers, wholesale dealers, and other specialty dealers including RV, motorcycle, and marine. If you operate a dealership business, we can match you with the right specialist.

Yes. Every agent in our network is licensed and works specifically in the dealership insurance sector. We do not refer to generalist commercial agents. Dealership insurance involves exposures that general agents frequently miss — our agents understand the difference.

We work with dealerships across the United States. Agent availability varies by state, but we have specialists covering most major markets. Submit your request and we will confirm coverage in your area.

A licensed specialist reviews your details and reaches out directly — by phone or email depending on your preference. They will walk you through your coverage options, answer your questions, and provide quotes from multiple carriers so you can compare.

Just one. We match you with a single specialist based on your dealership type, state, and needs. Your information is not broadcast to a list — this is a direct, one-to-one connection.

Yes. Your information is shared only with the agent we match you with. We do not sell your data, share it with third parties, or use it for marketing. See our Privacy Policy for full details.

No — and this is one of the most important things to understand. Our agents are fully independent. They are not captive to any single carrier. They search the entire market across every available carrier and MGA (Managing General Agent) to find the best coverage at the best price for your specific dealership. You get real options and real competition, not a single quote from one company.

That is one of the most common reasons dealerships reach out. Our agents are experienced at reviewing existing policies, identifying gaps, and finding better pricing in the market. There is no obligation to switch — just an honest comparison.

Dealerships carry unique exposures that standard commercial policies were not designed to cover. Vehicles on your lot, customer vehicles in your care, test drives, dealer plates, floor plan financing, and employee drivers all create specific liability and property risks. A policy built for a retail store or office will not adequately protect a dealership operation.

Finding an agent who genuinely specializes in dealerships on your own is harder than it sounds. Most agents who say they do commercial insurance rarely place dealership accounts. We have already done the vetting — every agent in our network has a proven track record in this specific sector, so you are not starting from scratch.