Built by someone who knows what's at stake.
Dealership Insurance exists because the insurance process for dealerships was broken — and we had the background to fix it.
The problem we set out to solve
Dealerships are not typical commercial accounts. Between garage liability, dealer open lot coverage, floor plan insurance, workers' compensation, and commercial auto, the exposures are layered and highly specific to how a dealership actually operates. A franchise store has different needs than a wholesale buyer. A used car retailer carries different risk than a heavy equipment dealer.
The frustrating reality is that most dealership owners end up working with generalist agents who treat them like any other small business. Coverage gets missed. Premiums are inflated. And when a claim happens, the gaps become painfully obvious.
With a background in underwriting, we saw this pattern from the inside. We understood exactly where coverage was falling short and why dealerships were consistently overpaying or underprotected — sometimes both at once.
Dealership Insurance was built to close that gap. Our entire purpose is to connect dealership owners with licensed agents who specialize in this sector — agents who understand the inventory, the liability, the compliance requirements, and the unique risk profile of operating a dealership. Not generalists. Specialists.
Our commitment is simple:
Every dealership owner who comes through our platform gets connected with a vetted, licensed specialist — someone who can reliably and consistently place the right coverage at the best available market price.
What we stand for
Four principles that shape every connection we make.
Specialized, not generalist
Dealership insurance is a niche discipline. Standard commercial agents often miss critical exposures — garage liability, dealer open lot, floor plan, and more. Every agent in our network works exclusively in this space.
Licensed & vetted
Every agent we connect you with is fully licensed and has a demonstrated track record placing coverage for franchised, retail, and wholesale dealerships.
Whole-market search
Our agents are independent — not tied to any single carrier. They search the entire market across every available carrier and MGA to find the best price and coverage fit for your specific dealership. You get options, not a take-it-or-leave-it quote.
Your data stays private
Your information is shared only with the agent we match you with. It is never sold, never broadcast to a call center, and never used for any purpose other than getting you covered.
Ready to get properly covered?
Share a few details about your dealership and we'll match you with the right specialist — fast.
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